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Frequently Asked Questions
Common Questions Answered for your convenience.
Why should I work with an independent agent instead of going directly to a company?
Working with an independent agent gives you access to multiple insurance companies, not just one. That means I can shop around and compare plans to find the best coverage and price for your unique needs. When you go directly to one company, you only see their options, which may not be the best fit. As your independent agent, I work for you, not the insurance company.
How do I know which insurance plan is right for me?
Choosing the right insurance plan depends on your budget, health needs, family situation, and long-term goals. I take the time to understand your priorities and then present clear options, explaining the benefits and trade-offs of each. My goal is to make sure you feel confident and informed before making a decision — no guesswork, no confusion.
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Can I manage everything online, or do I need to meet in person?
Absolutely — you can manage everything online if that’s easiest for you. Most applications, signatures, and plan documents can be completed digitally. I also meet with clients by phone or video call, so you don’t have to leave home. If you prefer a more personal touch, I’m happy to schedule in-person meetings when possible. It’s all about what works best for you.
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How do I get a quote?
Getting a quote is quick and simple. You can reach out by phone, email, or use the request a quote button. I’ll ask a few basic questions about your needs and then compare plans from multiple carriers. In most cases, I can provide quotes the same day, so you can review your options and move forward without delay.
Can you help clients outside of Texas?
Yes! While Texas is my resident state, I’m licensed in 28 states across the U.S. and can personally assist clients in those areas. We can connect by phone or through video conferencing, so you get one-on-one service and support no matter where you live. Plus, I have agents available to help you in all 50 states, so even if I’m not directly licensed where you are, you’ll still be taken care of with the same level of professionalism and care.
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Do I need separate policies if I move or work in another state?
Not always. Since I’m licensed in 28 states, I can help you determine if your current coverage will transfer or if you’ll need a new policy. Some policies are portable and move with you, while others are tied to a specific state. I’ll review your situation and make sure you stay protected without gaps in coverage.
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